SagaramFinServ

Our Services

Innovative Financial Services
For Today & Tomorrow

Term Life Insurance

Term life insurance offers straightforward financial protection for a specified period, ensuring peace of mind for loved ones. In the event of the insured's death, it provides essential financial support.

Final Expense

Final expense insurance covers end-of-life expenses like funeral costs, medical bills, and other debts. It offers peace of mind and financial relief to loved ones, ensuring they are not burdened during a difficult time.
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Indexed Universal Life (IUL)

Indexed Universal Life insurance combines the flexibility of universal life with potential growth linked to stock market indexes, offering a balance of protection and opportunity for cash value growth.

Annuities

An annuity is a financial product sold by insurance companies that offers a stream of payments to the buyer (annuitant) starting at a future date, usually during retirement, providing financial stability and peace of mind.

Confidently Secure Your Future With Our 6-Step Enrollment Process

Initial Consultation

Discuss your financial goals and concerns with the agent to identify your needs.

step 1

Needs Assessment

The agent evaluates your financial situation to determine the appropriate coverage or annuity amount.

step 2

Product Recommendation

The agent presents tailored insurance or annuity options that fit your needs.

step 3

Application Submission

Fill out the application with the agent, including personal and health information.

step 4

Underwriting Process

The insurance company reviews your application and evaluates your risk.

step 5

Policy Issuance & Enrollment

Once approved, your policy is issued, and coverage begins with your first payment.

step 6

Frequently Asked Questions About Insurance

Find answers to common queries and gain valuable insights into insurance
decision-making.

Sagaram Financial Services offers a variety of insurance products, including Term Life Insurance, Final Expense Insurance, Indexed Universal Life Insurance (IUL), and Annuities.

Choosing the right insurance product depends on your financial goals, needs, and circumstances. Our advisors can help you understand your options and guide you towards the best choice for your situation.

Term life insurance provides coverage for a specific period, typically 10, 20, or 30 years. Permanent life insurance, such as Indexed Universal Life (IUL), offers lifelong coverage and includes a cash value component that can grow over time.

You can get a quote by contacting us directly through our website or by calling our customer service team. We will gather some basic information and provide you with a customized quote.

Premium costs are influenced by factors such as your age, health, lifestyle, coverage amount, and the type of insurance policy you choose.

Yes, we provide insurance solutions and support for non-US citizens, including those residing in the U.S. on approved valid visas. We offer multilingual support in English, Telugu, and Hindi.

You can contact our customer support team through our website, by phone, or by email. We are here to assist you with any questions or concerns you may have.

Final expense insurance is designed to cover end-of-life expenses such as funeral costs, medical bills, and other debts, providing financial relief to your loved ones.

 

Yes, final expense insurance typically offers lower coverage amounts and is easier to qualify for, focusing primarily on covering funeral and related costs.

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